Loan Officer x2 Mikalo Finance Ltd

Job Title: Loan Officer X 2

Location: Branch-based

Reports to: Credit Manager

Employment Type: Full-Time

Job Purpose:

The Loan Officer is responsible for the marketing, assessment, processing, and monitoring of loan products offered by Mikalo Finance. The officer will ensure high-quality customer service, portfolio growth, and risk management.

Key Responsibilities:

• Market and promote loan products to individuals, groups, and farmers.
• Conduct credit assessments including business analysis, site visits, and verification of applicant details.
• Prepare loan documentation and present to the Credit Committee for approval.
• Monitor loan utilization, repayments, and ensure timely follow-up on arrears.
• Provide client training on loan terms, financial literacy, and record-keeping.
• ·Maintain accurate client records and prepare timely reports.

Qualifications and Experience:

• Diploma in Banking, Finance, Business Administration, Agriculture, or a related field.
• A Bachelor’s degree in a relevant field will be an added advantage.
• Experience in microfinance, agrifinance, or community lending is preferred.
• Good interpersonal and communication skills.
• High integrity, attention to detail, and ability to meet targets.·
• Basic knowledge of credit risk and financial principles.