Legal Officer – Litigation Brilliance Executive Management Consultancy

Description:
Job Role
The Legal Officer will closely work with the Company Secretary & Legal Counsel to ensure that the Bank materially complies with all legal, regulatory and procedural requirements in the effective Management of Legal Risk across the enterprise.

Summary of Key Responsibilities:

Be the Banks chief draughts person and advise the Bank on the legality or lack thereof of bespoke agreements
Interfacing with the Bank’s compliance function in ensuring effective implementation and operationalization of the Bank’s Compliance Universe.
Interfacing with external lawyers to ensure effective management of debt recovery litigation.
Reviewing customer collateral packs regularly to maintain an appropriate level Of credit risk.
Recommending and making appropriate changes to workflows aimed at ensuring collateral is verified and perfected pre-disbursement and kept safe at all times.
Making yearly adjustments to process controls to improve debt recoverability by ensuring good collateral quality.
Managing the verification process of collateral to ensure documents held correspond with physical assets as described in the documents, including establishing relationships with surveyors and other verification agencies.
Ensuring that collateral verification reports are submitted to the Credit department before approval/disbursement as requested.
Maintaining appropriate documentation and other information in the customer collateral files and ensure these are complete and in line with approval terms.
Reviewing and monitoring compliance with the policies and procedures of security agreements (guarantees, liens, debentures, mortgages, etc.)
Maintaining and providing adequate information on property price trends, the impact of government regulation, and developments in areas where securities are held and escalating any adverse information to the Legal Counsel.
Participating in appropriate legal and credit groups to improve credit and legal knowledge across the enterprise.
Preparing and reviewing lease/ tenancy agreements concerning leased Bank premises.
Working with the Human Resources department to prepare and or review employment contracts and review the Memorandum of Collective Agreement between the bank and the Union and further rendering legal opinions and advice on various employment matters.
Working with the Compliance department to provide legal assistance and interpretation of regulations and bank-wide compliance requirements.
Rendering legal opinions on various matters relating to Service Level Agreements; credit facility agreements; disciplinary cases; retail customer relations, etc
Effectively interfacing with external counsel to manage and expedite debt recovery cases, among other things.
Required Skills and Competencies

Excellent written and oral communication skills
Strategic thinker.
Attention to detail.
Good judgement
Skilled in identifying legal problems, and interpreting and evaluating legal information.
Strong problem-solving skills
Good organizational skills
High integrity.
Primary Areas of Accountability:
Qualifications and Experience

Bachelor’s Degree in Law
Must have at least a minimum of four (4) years post-admission experience with at
least two (2) of the years working in a Financial Institution or
Banking and Financial Law department of a private firm.
An Advocate Of the High Court Of Zambia.
Must have vast experience in Litigation
Proven
experience in litigation as well as commercial/conveyancing experience
in drafting contracts, reviewing security documents, and leases, preparing
litigation files, and attending court on preliminary matters.
Strong understanding of the legal environment in Zambia
Should be able to work in a multicultural environment/team
Must be a member of the Law Association of Zambia (LAZ).
QUALIFIED FEMALES ARE ENCOURAGED TO APPLY FOR THE ABOVE POSITION